Payroll advance can be a very interesting resource
A payroll advance can be a very interesting resource to reach the end of the month, especially in times of crisis where expenses increase. This resource works as if it were a credit card; In general, we use the same company in which we work as if it were a source of financing.
This is legal: it is regulated in article 29, in the Workers’ Statute. This article states that the worker can receive advances on work already done before the payday arrives.
However, companies do not go through their best moment, so it is very possible that they deny you this economic concession.
What can we do in this case? There are certain entities specialized in the granting of fast loans that, by paying certain interests, can advance the payroll money to cover the debt we have. And this is where Anticiptoes appears
What is Anticiptoes?
Anticiptoes plays the role of the company, being able to advance your payroll or pension, partially or totally. It can be a good formula to face a payment that has been presented to us unexpectedly.
We may have received a very high energy bill, or water. It may be that the company has been late with the payroll, and we need the money right now to cover our debts.
It is also impossible that we need some extra money for the holidays, for a business that we want to set up, or for any other project that we have in hand.
Anticiptoes is presented to us with a simple formula to request a fast credit online with a minimum level of requirements and with unbeatable benefits.
How much money can we ask for?
On the web we have a practical simulator that will allow us to know the conditions of fast credit. It allows us to request a minimum amount of € 50 and a maximum of € 600. In time at the time of return, the minimum amount will be 5 days and the maximum 30 days.
We can manipulate this simulator at our whim to evaluate the loan conditions at all times and determine if we are interested. Depending on the values, a result will appear in a lower box with the amount we have to face.
It considers that the return involves a series of interests that are given by the APR.
Requirements we need to request an advance on Anticiptoes
- Identification: We must provide our tax identification number or in case we are foreigners.
- Age: Only those subjects who are of legal age may request an advance on the payroll.
- Payroll: Obviously, to ask for a fast payroll advance credit you will have to have a job. In addition, we will be required to submit the last 2 payrolls. In the case that they do not have one, there is no need to despair, since, in certain cases, you can also request an advance of a benefit (for unemployment or pension). Of course, the economic amount received from it must be over € 600, including the value of the 14 annual payments.
- Invoice: In addition, we will also be asked for an invoice for the last month that is in our name. This bill can be from the electric company, water, gas, telephone. This document is used to prove our identity, that we really are who we say we are.
How to request an advance payment with Anticiptoes?
The process is very simple, being able to complete it in 3 simple steps:
- Documentation: Make sure you meet the requirements we have cited. Collect all the data you need.
- Office: Research the office that is closest to your location. You must go to it from 10:00 a.m. to 2:00 p.m. If all the documentation is in order, the advance will be managed in a time of 10 minutes. If you do not know which is the nearest office, on the web we have a map that will indicate it to us; we just have to click on the Autonomous Community in which we reside.
- Payment: The advance will be offered to us in the form of a check. We can charge it at any BBVA window immediately.
Frequently asked questions when requesting an advance
Can the advance payment be requested through the Internet?
Through the page we cannot manage the fast loan, but we can know the conditions of the loan (at least approximately). However, the entire process will be managed physically.
As much as you can be clear through the information you have found on the Internet, it is crucial that you review the conditions when signing them, to avoid getting any unpleasant surprises.
How long will it take to receive the advance?
The time of receipt of the variable advance according to the client’s case. In general, the time that passes from the moment the client requests it until he receives the check with the money is only 15 minutes. After this process, it will depend on the time it takes to collect it.